Optimal Finance Solutions - East Lansing Charles Winters: After years of paying more for another auto club and getting very little in return, I gave MCA a try. I’ve been a member for eight months now and have already used their lockout, battery jump, and towing services. Each time, the service has been prompt, professional, and stress-free. Plus, the legal defense part of the membership helped me resolve a speeding ticket quickly with no court appearance. It’s rare to find this much coverage for such a low monthly price.!!