Derek J. DeSanto- Northwestern Mutual - Moosic Vicki Cooke: Amazing experience with Derek and John Carr. They were professional and informative in helping us set up our portfolio and most importantly our money has grown tremendously because of their expertise. In addition, John and Derek saved my elderly mother in law from some financial sheisters who were giving her bad advice by simply knowing their stuff. They helped her break away from them without incurring penalties and put her money in accounts where she gets the best return and where itβs safe. Highly recommend anyone to sit down with them to work out your best investment strategies for your retirement.